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Company
Profile
OMNI Insurance Brokers Inc.
This
Philippines-based and registered company has been serving
the insurance needs of the community since 1979. Omni began
its business by specializing in medical, life and accident
insurance plans. Within two years the Company expanded into
general commercial, industrial and personal insurance. Omni
now ranks in the top 5% of all insurance brokerage companies
in the Philippines.
Omni has built its strength on the basis of personal and
customized service tailored to the needs of each of its
clients. OMNI places client insurance policies with over
40 major local and international insurance and pre-need
firms thus ensuring its clients a wide range of available
options.
Today OMNI is well-respected throughout the Philippines
insurance industry as well as within the expatriate community.
No policy is considered too small or too big for the resourceful
and innovative professionals at OMNI. The firm's staff networks
with a host of specialized underwriters who work closely
with the selected insurance companies.
At the present time, OMNI's total portfolio is divided between
three major product areas - fire, personal and motor insurance
with the balance taken up by miscellaneous insurance lines.
For further information contact OMNI at 810 0487 or send
an e-mail to HQ@omnibrokers.com
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Chapter
1 -
Introducing the Philippines
Physical
Features | The
People | Government
| The Economy
The
Philippines, a country of some 80 million people,
is strategically located at the heart of Southeast
Asia. Situated between Taiwan, China and Hong
Kong in the North, Singapore, Malaysia and Thailand
in the West, the Pacific Ocean in the east and
Borneo in the South, this archipelagic nation
is composed of 7,107 islands.
Physical Features
Terrain: The Philippines
archipelago is bounded by the Pacific Ocean
in the east and the South China Sea in the west.
In land area, it occupies some 300,000 square
kilometers (117, 187 sq. mi);
The Philippine Archipelago is one of the largest
island groups in the world and is divided into
three major areas that correspond broadly to
the ethnicity of the human population. These
three groups are Luzon in the north with a total
area of 104,687.80 sq. km.; the Visayas in the
central region, 57,201.92 sq. km.; and Mindanao
in the south, occupying a further 94,630.10
sq. km.
This island chain stretches more than 1500 km
from north to south and more than 1000 km from
west to east. Less than 400 of the islands are
permanently inhabited.
The extensive and volcanic mountain ranges provides
a country noted for the grandeur of its scenery
albeit such grandeur comes at a price in terms
of the human habitat. The narrow coastal plains
and valleys often make for a harsh environment
in which to eke out a living especially in the
more remote rural areas.
In all some 65% of the country is classified
as mountainous with the remainder consisting
of narrow coastal plains and interior valleys
and uplands.
The
Philippines is situated on an active plate fault
(the Philippines Plate) and as a consequence,
seismic and volcanic activity is common and
can sometimes be devastating. Tidal waves and
flooding are among the other natural hazards
that have to be factored into daily life.
Climate: The Philippines
enjoys a tropical climate, with a normal average
year-round temperature of 27°C (82°F).
There are two pronounced seasons --- dry and
wet.
Between January and May, the climate is generally
dry with only occasional rain showers. This
changes with the onset of the wet season in
June and which peaks in July and August and
then falls off slowly to the end of the year.
During the wettest months rain is an almost
daily occurrence. Consequently the climate becomes
a lot more humid at this time albeit slightly
cooler.
The northern monsoon prevails between December
to February resulting in cool and mild weather,
the southwest monsoon dominates from May to
October and is responsible for bringing the
rain. Typhoons can hit at any time but are most
prevalent during the rainy season.

Full climatic data is available
in chart and table (spreadsheet) form from
the
statistical section of the MCA Virtual Philippines
website.
Time Zone: (Standard
Time): The Philippines is on a single time zone.
120° East Meridian Time, which is eight
hours in advance of Greenwich Mean Time (GMT).
Then of course there is "Filipino Time"
- you will quickly learn about it if you are
here for any length of time.
Click
here to download the PDF Version of this Chapter.
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